Finances change during each stage of life, but Leona Fitzgerald rests assured she is always prepared. As a self-proclaimed “typical consumer,” Leona says she has never been good at managing her money. But with Financial Freedom’s PayAccel program, she has taken control of her finances, stayed out of debt and improved her credit over the past five years.

“My husband and I are retired, and it feels wonderful to be financially stable,” says Leona. “Once you are a part of the PayAccel program, you’ll want to use it for the rest of your life. It’s amazing how much it has helped us get ahead.”

PayAccel first taught Leona and her husband, who live in Orem, Utah, how to organize their money. They participated in financial training and then put a predetermined amount of money into an account each month. Then Financial Freedom uses that money to pay their bills. They can use the rest of their income to meet their wants and needs, knowing the bills have been paid.

“I love waking up and not worrying about how I’m going to take care of the bills. After a few years on PayAccel we are out of debt and simply use the program to pay our few remaining bills like the mortgage and utilities.”

Leona says she and her husband have always loved to buy things. She believes they would be in debt without the PayAccel program. But thanks to Financial Freedom’s help in organizing their finances, they have a nice home and a lot of nice things, but without the credit card bills.

“Without PayAccel, we would probably still have nice things, but we would be in debt,” says Leona. “My husband and I both love to spend money, so we never balanced each other out very well in that area. This program helps us live within our means and has eliminated disagreements about who spent too much money on something.”

When Leona started using PayAccel, her credit score was very low. Now, she and her husband have a great credit score, which was one goal they had when they began the program. She says they don’t make a lot of money, so having good credit and staying in control of their finances is essential to their happiness.

“Some of our friends have also joined PayAccel and we all agree - having peace regarding your finances is a wonderful thing.”

This entry was posted on Thursday, August 16th, 2007 at 5:03 pm and is filed under Client Stories. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.